Money Saving Expert, Martin Lewis was featured on breakfast TV this morning urging the people of Britain to make a will.


Although Martin’s remit is advising people on ways to save or make money – it is no good creating wealth without having a later life plan of how you wish to spend it or pass it onto your family.


Dying without a will means that you could leave behind a financial headache as well as heartache for your family. No matter how complex or straight-forward your affairs may be, leaving a will can ensure your estate is not left in limbo and can be dealt with in the way you would have intended.


Worryingly statistics show that half of adults do not have a will. This means that every year there will be thousands families struggling to deal with winding up and administration of estates, dealing with property, organising funerals, dividing belongings and assets – all on top of coping with their loss.


Nobody wants to think about death or discuss upsetting matters with their close family – but our Solicitors at Lamb Brooks urge families to talk more about what they would like to happen when they pass away. All too often people leave planning too late, they suddenly become ill or loose capacity before writing a will and then matters are left for others to organise.


Do I Need a Will?


General advice is that everyone should consider making a will but it is encouraged even more so for those in certain situations.


Do you have children? If you have children under 18 then a will can appoint guardians to take care of your children should you pass away while they are young. Something that is horrible to think about, but a very sensible thing to consider.


Do you own property? However you own your home and whether you have a mortgage or not, it is important that your property passes to the correct person when you pass away. This is key when you live with a partner but are not married as the property may not pass directly to them upon your death.


Living with a partner unmarried? As above, a will can ensure your property is dealt with in the way you intended but there may be other assets you wish to pass to your partner, such as savings or pensions that may be tricky if you are not legally married and without a will.

Have you been divorced? If your circumstances have changed it is important to ensure that your will reflects this otherwise your new partner or children may be missed out.


Do you own a business? If you run your own business it is essential that you plan accordingly should anything happen to you. This includes death but also critical illness or loss of capacity. Speak to a solicitor to see what they advise to ensure that the business can continue without you or be passed on in the way you intend should you be unable to deal with.


Do you have specific wishes? Many people have thought about their funeral or what they would wish to happen after they die. It could be that you have a preference for being buried or cremated, or where you would like your ashes to be kept. You may have special valuable items that you wish to pass on to certain family members or a pet that you want to ensure goes to a good home. All these specific wishes can be outlined in a will and they really help loved ones by giving them comfort in carrying out your final wishes.


For peace of mind, speak to one of our specialist Private Client solicitors today on 01256 844888. They can talk you through the process of making a will, highlight any other areas you should consider, discuss the costs involved and book in an appointment to get you started.


Our Private Client team is the largest in North Hampshire and offer a high level of client service along with expertise and compassion. Call our office on 01256 844888, speak to our Live Chat service or email enquiries@lambbrooks.com



The contents of this article are for the purposes of general awareness only. They do not purport to constitute legal or professional advice.  The law may have changed since this article was published.   Readers should not act on the basis of the information included and should take appropriate professional advice upon their own particular circumstances.